There are many ways to show your family you love and care for them. From celebrating festivals together to going on holidays, there’s a lot we do for our loved ones. A big part of our culture is also to shower our family with gifts. Whether it is a birthday, anniversary, Diwali, Eid or Christmas, gifts are a must have. But have you ever thought about gifting a healthcare plan?
We know it sounds weird. Aren’t gifts supposed to be clothes, chocolates or other things? Yes, they can be. But if the pandemic has taught us anything, it is that we need to put more focus on our health. A healthcare plan is just one of the many great ways to do that.
Gifting a healthcare plan to your spouse, children, in-laws or parents is a unique way to show that you care. Not only is a gift they won’t forget, but one that they will find very useful. Here are just some of the ways a healthcare plan is the best gift to get your family this year.
How a Healthcare Plan is Useful?
Helps During Emergencies
Nobody plans to have a medical emergency, it just happens. That uncertainty is why you need a good healthcare plan, no matter what your age. If you do, you can rest easy knowing that in case of an emergency, you don’t have to worry about expensive hospital bills.
Bills aside, a good plan will also offer to support you with the hospitalization and reimbursement process. That way, you won’t have to struggle with the claims process all on your own. A good plan is one that is always there for you.
Offers Great Benefits
If you get a comprehensive healthcare plan, you will have access to a lot more than just health insurance. Modern healthcare plans offer a wide range of benefits, ranging from teleconsultations to discounted health check-ups to even discounted medicine delivery.
It’s wise to get a plan with such benefits, as they offer more value for money. They are also a good way to have all your family’s health needs addressed, no matter what they are.
Having wellness membership plans with healthcare benefits allows you and your family to save more. That’s because the right plans offer discounted access to healthcare services like consultations, medicines and health check-ups, yoga sessions.
Another great advantage is that they come with tax benefits. Under the Income Tax Act, you can claim up to ₹25,000 for plans you purchase for yourself, your spouse, parents and dependent children. If you have parents over 60, that number jumps up to ₹50,000. It’s a nice little reward!
Customized to Your Needs
Everyone is different, and so are their healthcare needs. That’s why you should invest in a good healthcare plan that allows you to customise your cover or benefits. By doing so, you are giving your family a gift just for them. It’s the most personal gift you could give.
Of course, some plans will have an increased premium for extra benefits. That’s why it is wise you look for plans with the maximum coverage and benefits. That way, you pay less for more, while still having all your needs looked after.
Helps You Stay Healthy
The most important role of a healthcare plan is to help you and your family be as healthy as possible. The right plans provide comprehensive solutions for preventive care and mental wellbeing, not just hospitalization. That is something you must consider in 2021.
With the right plan, you and your family can enjoy the process of staying healthy and fit. It’s a good way to avoid lifestyle diseases. That way, you can also reduce your risk of visiting the hospital. After all, isn’t prevention better than cure?
Easy to Use
A digital first healthcare plan is a must-have in 2021. Not only are they more economical, but also easy to use. Chances are everyone at home has access to a smartphone or a tablet. So why not let them take care of their own health with an easy-to-use plan?
If you pick the right plan, you’ll only have one place to access all your healthcare benefits. Whether it is booking a doctor consultation, ordering your prescription or filing a claim for reimbursement. That’s the smart way to ensure your family’s health is taken care of.
Now, you must be wondering is there a healthcare plan that gives me all of this? The answer is yes! If your employer has subscribed to an affordable employee healthcare plan you can extend all these healthcare benefits to your family, by paying for their low-cost membership.